Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Lite Cover

CoverMe4 is a trading name of Citymain Administrators Limited and is authorised and regulated by the Financial Conduct Authority. Registration Number 306535. This insurance is underwritten by UK General Insurance Limited on behalf of Watford Insurance Company Europe Limited who is authorised and regulated by the Gibraltar Financial Services Commission under incorporation number 112869. UK General Insurance Limited is authorised and regulated by the Financial Conduct Authority. Registration Number 31010

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Accessories up to £150

Any loss or theft of the mobile phone.
Any claim where the policy excess has not been paid.
Any mobile phone where you cannot provide proof of purchase, proof of exchange or proof of warranty as appropriate.
Any damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.li>
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair.
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone.
Cosmetic damage to your mobile phone.
Any claim for any device not listed as a mobile phone, including, but not limited to drones (an unmanned aircraft or ship guided by remote control or onboard computers.)

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Standard Cover

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Theft
Accessories up to £150

Any claim where the policy excess has not been paid.
Any theft claims unless a Police incident reference number is provided in support of the theft.
Any claim for loss of the mobile phone
Any claim for a theft of your mobile phone left unattended in a public place or a place to which the public has regular access to
Any theft of the mobile phone from the person unless force, pickpocket or threat of violence is used
Any theft of your mobile phone from any motor vehicle between 22.00 hours and 06.00 hours
Any mobile phone claim where the proof of usage is not provided.
Any mobile phone where you cannot provide proof of purchase and proof of exchange
Theft claims where the mobile phone has been stolen from any premises unless force, resulting in damage to the premises was used to gain entry by violent and forcible entry.
Any theft, damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone
Cosmetic damage to your mobile phone

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

Mobile Phone Insurance

Insurance Product Information Document

Company: UK General Insurance Limited

Product: CoverMe4 Mobile Phone Premium Cover

The sum insured and limits, as confirmed in your quote, Policy Booklet and Policy Schedule
Accidental damage
Breakdown
Theft
Accidental Loss
Accessories up to £150

Any claim where the policy excess has not been paid.
Any theft claims unless a Police incident reference number is provided in support of the theft.
Any claim for a theft of your mobile phone left unattended in a public place or a place to which the public has regular access to
Any theft of the mobile phone from the person unless force, pickpocket or threat of violence is used
Any theft of your mobile phone from any motor vehicle between 22.00 hours and 06.00 hours
Any mobile phone claim where the proof of usage is not provided.
Any mobile phone where you cannot provide proof of purchase and proof of exchange
Theft claims where the mobile phone has been stolen from any premises unless force, resulting in damage to the premises was used to gain entry by violent and forcible entry.
Any theft, damage or liability where your mobile phone is sent through the post if it has not been sent securely packaged and by registered mail.
Any kind of damage whatsoever unless the damaged mobile phone is provided for repair
Any accidental damage or breakdown claim where the IMEI/Serial number cannot be determined from your mobile phone
Cosmetic damage to your mobile phone

You must be a permanent resident within the UK and must own the mobile phone.
There is an excess to be paid on each and every claim made on your mobile phone.
Cover is limited to the mobile phone and excludes any accessories not damaged or stolen at the same time as your mobile phone.
Cover outside of the United Kingdom is for up to 90 days in any rolling 12-month period

Your policy will cover your Mobile Phone or Tablet within the UK or the Isle of Man during the period of cover.
We will also cover your Mobile Phone or Tablet for up to a maximum of 90 days anywhere in the world in any one period of cover.
However please note that all claims administration, repairs and/or replacement will take place in the UK only, the Channel Islands or the Isle of Man only.

You must provide full and accurate information to all questions asked. Your answers must be true to the best of your knowledge and belief. Your answers will form part of the statement of facts on which your policy will be based.
If you become aware that information you have given to us is inaccurate or has changed, you must inform us as soon as possible. Failure to do this may invalidate your policy and claims may not be paid
All claims must be notified as soon as possible after the event which causes you to submit a claim.
You must follow our claims process which can be found in your policy documentation.

You can pay your premium annually or monthly by credit card or debit card or as a monthly direct debit instruction.

Your cover will start and end on the dates stated in your policy documents.

You have the right to cancel this policy within 14 days of the date you purchased the policy or when you received the policy documents if this is later. You do not need to provide a reason for cancellation, and we will provide a full refund of any premium paid, unless you have made a claim or there has been an incident likely to result in a claim.
You may cancel this policy at any time after the initial 14-day cooling-off period. If you pay your premium monthly in advance on a monthly rolling basis and you cancel this policy after the 14-day cooling-off period, there will be no refund of premium because you will only have paid for the cover you have already received.
If you have an annual policy for which you pay an annual premium once a year and you cancel this policy after the 14-day cooling-off period, provided no claim has been made, you will receive a proportionate refund of the annual premium you have paid.

Apple iPhone 11 A2221 Purple 64GB,

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Out of stock

£0.00

It just got a whole lot harder to take a bad photo.
All‑new dual‑camera system.
Take your photos from wide to ultra wide. A redesigned interface uses the new Ultra Wide camera to show you what’s happening outside the frame — and lets you capture it. Shoot and edit videos as easily as you do photos. It’s the world’s most popular camera, now with a whole new perspective.

iPhone 11

It just got a whole lot harder to take a bad photo.
All‑new dual‑camera system.
Take your photos from wide to ultra wide. A redesigned interface uses the new Ultra Wide camera to show you what’s happening outside the frame — and lets you capture it. Shoot and edit videos as easily as you do photos. It’s the world’s most popular camera, now with a whole new perspective.

Kick your video up a notch. Over a smidge. Or down a hair.
Shoot and edit the highest-quality video in a smartphone. iPhone 11 shoots beautifully sharp 4K video at 60 fps across all its cameras. The Ultra Wide camera captures four times more scene, so it’s perfect for action shots like your dog catching a frisbee. If you’re recording a performance — say, your kid’s piano recital — when you zoom in, the audio zooms too. And now you can edit videos as easily as you do photos.

New Ultra Wide camera.
Go big — the new Ultra Wide camera captures four times more scene. Think breathtaking landscapes that go on forever. Capturing the entire stage and crowd at a music festival. And vacation shots that show the whole family — including the views you traveled 11,000 miles for.

Introducing Night mode.
Shooting in low light doesn’t have to be a shot in the dark. Night mode is a new feature that turns on automatically for low‑light photos like you’ve never seen. There’s no need for flash, colors are more natural, and photos are brighter.

Take portraits to new places.
With new kinds of portraits and more lighting controls, the dual cameras in iPhone 11 work together to create stunning images. And Portrait mode now works with everything you love to shoot — that includes your best friends, two‑legged or four.

Next‑generation Smart HDR.
Thanks to machine learning, Smart HDR is more intelligent than ever. It recognizes people and treats them differently from the rest of the shot. So faces have beautiful highlights, shadows, and natural‑looking skin tones. And that stunning sunset in the background still looks gorgeous.

Slo-mo your selfie.
Introducing the slofie.
Everything looks cooler at 120 fps, even if you’re just saying cheese, waving hi, or tossing your hair in the breeze. And now you can add more of everything to your selfies thanks to the new 12MP TrueDepth camera. Just turn your iPhone to landscape and the camera automatically zooms out to fit more in.

Designed to take a spill and a splash.
The toughest glass in a smartphone.
Front glass and back glass are strengthened through a dual ion‑exchange process.

Water resistant to twice the depth.
iPhone 11 is water resistant up to 2 meters for up to 30 minutes — double the depth of iPhone XR.

Roses are red, violets are violet.
Liquid Retina LCD.
The true-to-life all-screen design makes everything look amazing.
True Tone.
Adjusts the white balance to match the color temperature of the light around you.
Tap or raise to wake.
Your iPhone is ready in an instant.
Haptic Touch.
Do all kinds of essential things faster with contextual menus and shortcuts.

All in a day’s charge.
All-day battery life.
Hardware and software work together to get the most out of your battery. And thanks to fast‑charge capability, you can recharge in less time.

Share. Find. Play. More precisely than ever.
Ultra Wideband technology comes to iPhone.
The new Apple‑designed U1 chip uses Ultra Wideband technology for spatial awareness — allowing iPhone 11 to precisely locate other U1‑equipped Apple devices. Think GPS at the scale of your living room. So if you want to share a file with someone using AirDrop, just point your iPhone at theirs and they’ll be first on the list.

Love it. Even when you leave it.
iPhone holds its value longer.
Every iPhone is engineered with premium materials and built to last. But when it’s finally time to let go — we feel you — trade it in for your next iPhone. Your old one will be recycled or go to a new owner.

Apple iPhone 11 64GB White. Display diagonal: 15.5 cm (6.1"), Display resolution: 1792 x 828 pixels, Display type: LCD. Processor family: Apple, Processor model: A13. Internal storage capacity: 64 GB. Rear camera resolution (numeric): 12 MP, Rear camera type: Dual camera. SIM card capability: Dual SIM. Operating system installed: iOS 13. Product colour: White. Weight: 194 g

Choose from one of the following three levels of cover. All premiums are inclusive of Insurance Premium Tax (IPT) at 12%.

Cover Level	Policy Details	Price
Lite	Includes Damage, Breakdown, Accessory Cover & Worldwide Cover	£5.05 per month
Standard	Includes Lite plus Theft, Unauthorised Network Use & Digital Wallet Protection	£5.52 per month
Premium	Includes Standard plus loss	£5.99 per month
No thanks, I'll risk it
Test Text Your Needs These insurances all suit the demands and needs of someone looking to cover their device against accidental damage and mechanical breakdown. Our Standard cover also includes protection against theft, and our Premium cover against both loss and theft. This has not been personalised to you. Insurance Product Information Document (IPID) The IPID contains a summary of the cover including what is and isn't insured. Full policy documentation will be sent to you within 7 days if you choose to take insurance. By adding a level of insurance cover to your purchase you agree: - The insurance meets your demands and needs - You have read the IPID documents, and the sections titled 'What's insured' and 'What's not insured' - You understand the importance of the information contained within the Terms and Conditions and the IPID - You are over 18 years of age - You are a UK resident Terms & Conditions

Overview

iPhone 11

Designed to take a spill and a splash.
The toughest glass in a smartphone.
Front glass and back glass are strengthened through a dual ion‑exchange process.